Auto Insurance can sometimes be very frustrating for consumers because of the many regulations involved and the variety of coverages available. Mayfield Insurance understands this and wants to help consumers make educated and cost-effective decisions regarding insurance coverage. Below you will find a list of the most commonly asked questions regarding Auto Insurance. If you don't find an answer to your question below, please contact us and one of our agents will be happy to assist you.
Why Do I Need Insurance?
Auto insurance provides financial protection in the event of a loss. Most states require proof that you can pay for injuries or damages caused by the use of your auto. An insurance policy can protect you from depleting your financial resources if you should have an accident. Along with the expense of repairing or replacing your vehicle, you may also be liable for paying or someone else’s car or property and their medical expenses. You may also have medical expenses yourself for other passengers in your vehicle. Consequently, the ultimate benefit of carrying auto insurance is to have the peace of mind it provides you and your family.
What Coverages Are Available?
Bodily Injury: Protects you from the expenses which you may be legally obligated to pay for injuries sustained by others involved in the accident. This coverage also provides for defense costs if a lawsuit is brought against you.